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BAD CREDIT/NO CREDIT CREDIT CARDS
There are several reasons why someone's credit rating can go from an acceptable level to a very low score. When people with good credit have many credit cards at their fingertips, overcharging of these credit cards is tempting. Paying off debt is much harder than piling it up, especially if there is a loss of a workplace or other financial hardships occur.
Fortunately, even for people in a "poor credit" situation, a few credit cards are still available. On this page we have credit cards especially designed for people with poor or no credit. If you would like to have the convenience of a credit card WITHOUT actually having a credit card, you can settle to "BUY" a prepaid card.
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- Approved regardless of credit history or income
- Credit limits up to $10,000* (with both, Visa® and MasterCard® cards)
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
*See Rates, Fees & Other Terms.
Issuer: New Millennium Bank
Ongoing APR: 19.50%
Total Initial Charge: $69.95
Annual Fee: $59.00
Late Fee: $20.00
Overlimit Fee: $20.00
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Grace Period: None
Credit Line: $300 to $5,000/card
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- UltraVX makes it easy to manage your finances
- Automatic minimum payments
- Reports to all 3 major credit bureaus
- No credit check, no bank account required
- Instant online approval
- Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions*.
*Subject to terms and conditions.
Issuer: MetaBank
Ongoing APR: 18.90%
Total Initial Charge: $29.95
Monthly Fee: $6.95
Late Fee: $25.00
Overlimit Fee: $25.00
Cash Advance APR: 18.90%
Cash Advance Fee: $2 ($5 for International)
Returned Check Fee: $25.00
Grace Period: at least 25 days on purchases
Credit Line: Up to $25,000
Reward Program: Clear Rewards
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- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
*See Rates, Fees & Other Terms.
Issuer: New Millennium Bank
Ongoing APR: 19.50%
Total Initial Charge: $99.95
Annual Fee: $59.00
Late Fee: $20.00
Overlimit Fee: $20.00
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Grace Period: None
Credit Line: $300 to $5,000/card
Reward Program: Travel Offers
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- Unsecured Gold MasterCard® Credit Card
- Reports to the Major Credit Bureaus
- MasterCard® cards are accepted at over 25 million locations worldwide
- Quick Online Decision
- Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
Issuer: First Bank of Delaware
Ongoing APR: Prime +11.75%* (Min. 19.50%)
Annual Fee: $150*
Monthly Fee: $6*
Late Fee: $35*
Overlimit Fee: $35*
Cash Advance APR: min. 25.50%*
Minimum Cash Advance APR: 25.5%*
Cash Advance Fee: 5% (minimum $5)
Returned Check Fee: $35*
Grace Period: 25 Days
Credit Line: $300*
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- Guaranteed* Issue
- NO credit check, EVER
- NOBODY gets turned down
- Reports to 3 major CREDIT BUREAUS
- Credit approval for up to $10,000 (with both cards)*
- YOU are APPROVED regardless of income or credit history
- Complimentary online services for account management and payments
*See Rates, Fees & Other Terms.
Issuer: New Millennium Bank
Ongoing APR: 19.50%
Total Initial Charge: $99.95
Annual Fee: $59.00
Late Fee: $20.00
Overlimit Fee: $20.00
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Grace Period: None
Credit Line: $300 to $5,000/card
Reward Program: Travel Rewards
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- No credit checks or turndowns
- No employment verification
- Merchandise credit limit increases available
- Merchandise credit line is reported to a major Credit Bureau
- *Guaranteed Instant Online Approval
- Apply now and receive a *FREE $50 gift card
*See website for Terms & Conditions.
Issuer: USA Credit
Ongoing APR: 0.00%
Total Initial Charge: $149.95
Annual Fee: None
Late Fee: $10.00
Overlimit Fee: N/A
Returned Check Fee: $20.00
Grace Period: N/A
Credit Line: $12,500 on merchandise
Reward Program: $50 Gift Card
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- Up to $5,000.00 Secured Line of Credit!!
- Be Approved Regardless of Credit History or Income!!!
- Guaranteed Approval!
Issuer: New Millennium Bank
Ongoing APR: 19.50%
Total Initial Charge: $99.95
Annual Fee: $59.00
Late Fee: $20.00
Overlimit Fee: $20.00
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Credit Line: $300 to $5,000/card
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- No Employment Verifications
- No Credit Checks
- Membership is *Free
- $2,500 unsecured merchandise credit line
- Poor Credit? No Credit? No Problem
- *Guaranteed Instant Online Approval
*See website for Terms & Conditions.
Issuer: USA Credit
Ongoing APR: 0.00%
Annual Fee: None
Late Fee: $10.00
Overlimit Fee: N/A
Returned Check Fee: $20.00
Grace Period: N/A
Credit Line: $2,500 on merchandise
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- Click-N-Pay bill payment
- Free direct deposit
- Free activity alerts
- On-line money management tools
- BuyRIGHT Rewards program
- No Credit Checks
- No Employment Verification
- No Monthly or Annual Fee Option
- Free BuyRIGHT Marketplace Membership
Issuer: MetaBank
Total Initial Charge: $49.95
Monthly Fee: $0-$4.95
Late Fee: N/A
Returned Check Fee: $25.00
Grace Period: N/A
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- Carry your money safely and conveniently.
- Shop online anywhere MasterCard debit cards are accepted.
- Check your Card balance anytime online or over the phone.
- Reload your Card at any participating Western Union Agent location in the United States.
- No credit checks! No lengthy applications!
- Shop wherever MasterCard debit cards are accepted — even online
- Efficiently manage your money and pay bills because you control how much you put on the Card.
- Easy to Get, Easy to Use
- The power of cash. The convenience of plastic.
Issuer: BankFirst
Total Initial Charge: $9.95
Monthly Fee: $4.95
Overlimit Fee: $25.00
Credit Line: $2,500 (maximum Card Balance Value)
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- *Guaranteed Approval!
- *Bad Credit Accepted!
- *No Employment Check!
- *Reports to a Major Bureau!
*See Complete Terms & Conditions for details.
Issuer: Horizon Card Services
Ongoing APR: 0.00%
Total Initial Charge: $35.00
Annual Fee: None
Monthly Fee: $6.00
Late Fee: $20.00
Returned Check Fee: $25.00
Grace Period: N/A
Credit Line: $500
Reward Program: Free Equifax Credit Report™
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If you want to see where your credit stands, check your credit report first.
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