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Apply for Visa® Black Card™
  • Limited Membership
  • 24-Hour Concierge Service
  • Exclusive Rewards Program
  • Luxury Gifts
  • Patent Pending Carbon Card
  • Annual Fee $495

    View the terms and Conditions.


Issuer: Barclays Bank Delaware
Intro APR for Purchases: 0.00% (for 6 Months*)
Ongoing APR: Prime + 9.99% (Currently 13.24%)
APR for Balance Transfers: 0.00% (for 6 Months*)
Balance Transfer Fee: 3% ($5 minimum) max. $50 during the Introductory Period*
Annual Fee: $495.00
Late Fee: $15-$39*
Overlimit Fee: $15-$39*
Cash Advance APR: Prime + 15.99% (Currently 19.24%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Returned Check Fee: $29.00
Grace Period: At least 20 Days
Reward Program: Cashback or Miles