FIRST BANK OF DELAWARE

Issuer: First Bank of Delaware
Ongoing APR: 9.75%
Total Initial Charge: $225.00
Annual Fee: $25.00
Monthly Fee: $12.00
Late Fee: $35.00
Overlimit Fee: $35.00
Cash Advance APR: 19.92%
Cash Advance Fee: 3% (minimum $5)
Returned Check Fee: $35.00
Grace Period: 25 Days
Credit Line: $300-$2,000*

Issuer: First Bank of Delaware
Ongoing APR: Prime +11.75%* (Min. 19.50%)
Annual Fee: $150*
Monthly Fee: $6*
Late Fee: $35*
Overlimit Fee: $35*
Cash Advance APR: min. 25.50%*
Minimum Cash Advance APR: 25.5%*
Cash Advance Fee: 5% (minimum $5)
Returned Check Fee: $35*
Grace Period: 25 Days
Credit Line: $300*

Issuer: First Bank of Delaware
Ongoing APR: 19.92%
Total Initial Charge: $250.00
Annual Fee: $50.00
Monthly Fee: $12.00
Late Fee: $35.00
Overlimit Fee: $35.00
Cash Advance APR: 19.92%
Cash Advance Fee: 3% (minimum $5)
Returned Check Fee: $35.00
Grace Period: 25 Days
Credit Line: $300-$2,000*