|
|
REWARD CREDIT CARDS
Traditionally, Reward Credit Cards are centered around long-term perks for years of loyalty; today card issuers are offering more and more short-term, everyday rewards. Customers can get discounts on gas, dinners, tickets, shows, and more. Some programs are designed to help pay off high-ticket items like mortgages. Others may offer an option of cash rewards toward retirement or college savings accounts.
| |
|
|
- 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
- 5% to 20% Cashback Bonus® at top online retailers*
- Up to 1% Cashback Bonus®on all other purchases automatically
- Unlimited cash rewards*
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
- 0% Intro APR*
- Fraud specialists dedicated to helping you 24/7
- Timely e-mail reminders to help you avoid fees
*View rates, fees, rewards and other important information.
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 25 Days
Credit Line: Minimum $5,000
Reward Program: 1-5% Cashback Bonus®
|
|
|
| |
|
|
- No Employment Verifications
- No Credit Checks
- Membership is *Free
- $2,500 unsecured merchandise credit line
- Poor Credit? No Credit? No Problem
- *Guaranteed Instant Online Approval
*See website for Terms & Conditions.
Issuer: USA Credit
Ongoing APR: 0.00%
Annual Fee: None
Late Fee: $10.00
Overlimit Fee: N/A
Returned Check Fee: $20.00
Grace Period: N/A
Credit Line: $2,500 on merchandise
|
|
|
| |
|
|
- Earn cash back on gas and a $25 statement credit with your first made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
Issuer: American Express Co.
Intro APR for Purchases: 0.00% (for 3 Months)
Ongoing APR: Prime + 9.99% (Currently 13.24%)
APR for Balance Transfers: 1.99% (for 6 Months)
Balance Transfer Fee: None if submitted in the first 30 days*
Annual Fee: None
Late Fee: $15-$35
Overlimit Fee: $29.00
Cash Advance APR: Prime + 17.99% (Currently 21.24%)
Cash Advance Fee: 3% (minimum $5)
Returned Check Fee: $38.00
Grace Period: 20 Days
Reward Program: Up to 3% Cash Back
|
|
|
| |
|
|
- Unlimited cash rewards*
- 5% to 20% Cashback Bonus® at top online retailers*
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
- Talk to a knowledgeable person in less than a minute
- 0% Intro APR*
*View rates, fees, rewards and other important information.
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 25 Days
Credit Line: Minimum $5,000
Reward Program: 1-5% Cashback Bonus®
|
|
|
| |
|
|
- Make everyday purchases count twice: For a limited time, you can earn double membership rewards points on gas and groceries for your first year
- Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
See card offer terms.
Issuer: American Express Co.
Ongoing APR: N/A; Due in full each month
Annual Fee: $125.00
Late Fee: from $0 to the greater of $35 or 2.99%
Overlimit Fee: N/A
Credit Line: No pre-set limit*
Reward Program: Membership Rewards® Points
|
|
|
| |
|
|
- Credit-On Demand™*: up to $25,000 credit line
- Instant Approval: no credit check, no minimum income or bank account required
- Credit Reporting: reports to major credit bureaus
- Clear Rewards™*: American Airlines, Southwest, jetBlue, Marriot, and more—no restrictions!
- Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
*Patent Pending
Issuer: MetaBank
Ongoing APR: 14.9%
Total Initial Charge: $29.95
Monthly Fee: $6.95
Late Fee: $25.00
Overlimit Fee: $25.00
Cash Advance APR: 18.00%
Cash Advance Fee: $2
Returned Check Fee: $25.00
Grace Period: at least 25 days on purchases
Credit Line: Up to $25,000
Reward Program: Clear Rewards
|
|
|
| |
|
|
- Earn up to 25,000 Starpoints ® — enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
See Card Terms and Conditions
Issuer: American Express Co.
Intro APR for Purchases: 2.90% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 13.24%)
APR for Balance Transfers: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Annual Fee: $45, First Year Free
Late Fee: $19-$38
Overlimit Fee: $35.00
Cash Advance APR: Prime + 17.99% (Currently 21.24%)
Cash Advance Fee: 3% (minimum $5)
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Reward Program: Starpoints
|
|
|
| |
|
|
- No annual fee
- 0% Introductory APR on balance transfers for your first 6 billing cycles
- Earn 1 bonus point for every $1 in net retail purchases and redeem your points for hotel rooms, gourmet dinners, travel, and more
Download the Terms & Conditions here.
Issuer: IberiaBank
Ongoing APR: As low as Prime + 4.00% (Currently 7.25%)
APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Balance Transfer Fee: None
Annual Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Cash Advance APR: As low as Prime + 8.00% (Currently 11.25%)
Cash Advance Fee: 5% (min. $5, max. $100)
Returned Check Fee: $29.00
Grace Period: 25 Days
Reward Program: ScoreCard® Bonus Points
|
|
|
| |
|
|
- Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
- Earn up to 10,000 Medallion® Qualification Miles (MQMs) after your first purchase*
- Built-in Miles BoostSM—earn up to 30,000 MQMs and 30,000 bonus miles*
- Complimentary Crown Room Club® access for you and two guests*
- Access to American Express® Concierge Services*
- Pay with Miles—pay for all or part of any Delta flight with your miles*
*See web site for complete terms & conditions.
Issuer: American Express Co.
Ongoing APR: Prime + 9.99% (Currently 13.24%)
APR for Balance Transfers: 9.99% (for 12 Months)
Balance Transfer Fee: None if submitted with this application*
Annual Fee: $395-$450*
Late Fee: $19-$38
Overlimit Fee: $35.00
Cash Advance APR: Prime + 17.99% (Currently 21.24%)
Cash Advance Fee: 3% (minimum $5)
Returned Check Fee: $38.00
Grace Period: 20 Days
Reward Program: Miles + Travel Benefits
|
|
|
| |
|
|
- Limited Membership
- 24-Hour Concierge Service
- Exclusive Rewards Program
- Luxury Gifts
- Patent Pending Carbon Card
- Annual Fee $495
View the terms and Conditions.
Issuer: Barclays Bank Delaware
Intro APR for Purchases: 0.00% (for 6 Months*)
Ongoing APR: Prime + 9.99% (Currently 13.24%)
APR for Balance Transfers: 0.00% (for 6 Months*)
Balance Transfer Fee: 3% ($5 minimum) max. $50 during the Introductory Period*
Annual Fee: $495.00
Late Fee: $15-$39*
Overlimit Fee: $15-$39*
Cash Advance APR: Prime + 15.99% (Currently 19.24%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Returned Check Fee: $29.00
Grace Period: At least 20 Days
Reward Program: Cashback or Miles
|
|
|
| |
|
|
- Instant Guaranteed Approval* - no credit check, no security deposit
- $0 ACTIVATION FEE - when you load your card by direct deposit
- Free Direct Deposit - no more check cashing fees
- Free Online Bill Pay - no need for expensive money orders
- Free Credit Builder? - bill pay transactions are reported to PRBC®
- No Overdraft Fees - no minimum balance required
- iAdvance loan option, no credit check needed.*
- Reloadable - $10,000 balance limit
*See web site for Features & Fees.
Issuer: MetaBank
Total Initial Charge: $19.95 (Plus Plan)
Monthly Fee: $4.95 (Plus Plan)
Overlimit Fee: $29.00
Returned Check Fee: $29.00
Grace Period: N/A
Credit Line: relodable $10,000
|
|
|
| |
|
|
- 0% Intro APR*
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month - up to $1,200 in purchases each year
- 5% to 20% Cashback Bonus® at top online retailers*
- Up to 1% Cashback Bonus® on all other purchases
- Unlimited cash rewards*
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 10.99%
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3%
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 25 Days
Credit Line: Minimum $5,000
Reward Program: Full 5% on Gas Purchases*
|
|
|
| |
|
|
- 0% Interest* on Purchases for 6 Months
- Build Your Credit History
- Full 5% Cashback Bonus® on gas and auto maintenance purchases*
- Up to 1% Cashback Bonus® on all other purchases*
- $0 Fraud Liability Guarantee
- No Annual Fee
*View rates, fees, rewards and other important information.
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 14.99% Fixed
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 25 Days
Reward Program: Full 5% on Gas Purchases*
|
|
|
| |
|
|
- Earn entries from everyday shopping!*
- More entries mean more chances to win!
- Get 1,000 entries just for applying!
- Large Monthly Cash Jackpots!
- $0-$59 Annual Fee*
- A New Winner Every Month!
*See web site terms and conditionsfor important rate, fee and other cost information, and limitations.
Issuer: American DreamCard
Ongoing APR: As low as 14.99%*
Annual Fee: $0-$59*
Late Fee: $39.00
Overlimit Fee: $39.00
Cash Advance APR: Prime + 25.99% (Currently 29.24%)
Minimum Cash Advance APR: 29.99%
Cash Advance Fee: 4% (minimum $15)*
Grace Period: 20 Days
Reward Program: Sweepstakes
|
|
|
| |
|
|
- 0% Interest* on Purchases for 6 Months
- 5% to 20% Cashback Bonus® at top online retailers*
- No Annual Fee
- $0 Fraud Liability Guarantee
*View rates, fees, rewards and other important information.
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 14.99% Fixed
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 25 Days
Reward Program: 1-20%* Cashback Bonus®
|
|
|
| |
|
|
- Receive your new Visa® card in as little as 3 days
- No Upfront Payment Required
- Overdraft Safety Program
- Rewards Program
- Integrated Bill Pay Service
- Convenient Loading Options
*See Terms and Conditions.
Issuer: BankFirst
Total Initial Charge: $9.95
Annual Fee: None*
Monthly Fee: $3.95
Reward Program: Wired Points™
|
|
|
| |
|
|
- *Guaranteed Approval!
- *Bad Credit Accepted!
- *No Employment Check!
- *Reports to a Major Bureau!
*See Complete Terms & Conditions for details.
Issuer: Horizon Card Services
Ongoing APR: 0.00%
Total Initial Charge: $35.00
Annual Fee: None
Monthly Fee: $14.95-$20.95
Late Fee: $10.00
Returned Check Fee: $25.00
Grace Period: N/A
Credit Line: $500
Reward Program: Free Equifax Credit Report™
|
|
|
|
