|
|
REWARD CREDIT CARDS
Traditionally, Reward Credit Cards are centered around long-term perks for years of loyalty; today card issuers are offering more and more short-term, everyday rewards. Customers can get discounts on gas, dinners, tickets, shows, and more. Some programs are designed to help pay off high-ticket items like mortgages. Others may offer an option of cash rewards toward retirement or college savings accounts.
| |
|
|
- 0% intro APR on purchases for 6 months and no annual fee
- Flexibility to pay over time
- Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores
- Receive your cash back automatically as a statement credit
*See Terms, Conditions & Disclosures
Issuer: American Express Co.
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: 17.24%-21.24% Variable
APR for Balance Transfers: As low as Prime + 11.99% (Currently 15.24%)
Balance Transfer Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $35.00
Cash Advance APR: Prime + 21.99% (Currently 25.24%)
Cash Advance Fee: 3% (minimum $5)
Returned Check Fee: $38.00
Grace Period: 25 Days
Credit Line: Up to $100,000
Reward Program: Up to 5% Cash Back
|
|
|
| |
|
|
- 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
*View rates, fees, rewards and other important information.
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 11.99%
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 25 Days
Credit Line: Minimum $5,000
Reward Program: 1-5% Cashback Bonus®
|
|
|
| |
|
|
- No Employment Verifications
- No Credit Checks
- Membership is *Free
- $2,500 unsecured merchandise credit line
- Poor Credit? No Credit? No Problem
- *Guaranteed Instant Online Approval
*See website for Terms & Conditions.
Issuer: USA Credit
Ongoing APR: 0.00%
Annual Fee: None
Late Fee: $10.00
Overlimit Fee: N/A
Returned Check Fee: $20.00
Grace Period: N/A
Credit Line: $2,500 on merchandise
|
|
|
| |
|
|
- Earn cash back on gas and a $25 statement credit with your first made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
Issuer: American Express Co.
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: 15.24% Variable
APR for Balance Transfers: 15.24
Balance Transfer Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $29.00
Cash Advance APR: Prime + 21.99% (Currently 25.24%)
Cash Advance Fee: 3% (minimum $5)
Returned Check Fee: $38.00
Grace Period: 20 Days
Reward Program: Up to 3% Cash Back
|
|
|
| |
|
|
- 0% intro APR on purchases and balance transfers for 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
*View rates, fees, rewards and other important information.
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 11.99%
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 25 Days
Credit Line: Minimum $5,000
Reward Program: 1-5% Cashback Bonus®
|
|
|
| |
|
|
- Earn 10,000 Membership Rewards® bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
- The Membership Rewards® program - Turn your everyday purchases into Membership Rewards® points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
- Gold Card Events - exclusive access to ticket for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in 60 seconds.
See card offer terms.
Issuer: American Express Co.
Ongoing APR: N/A; Due in full each month
Annual Fee: $125.00
Late Fee: from $0 to the greater of $35 or 2.99%
Overlimit Fee: N/A
Credit Line: No pre-set limit*
Reward Program: Membership Rewards® Points
|
|
|
| |
|
|
- Earn up to 25,000 Starpoints ® — enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
See Card Terms and Conditions
Issuer: American Express Co.
Intro APR for Purchases: 2.90% (for 6 Months)
Ongoing APR: 15.24% Variable
APR for Balance Transfers: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Annual Fee: $45, First Year Free
Late Fee: $19-$39
Overlimit Fee: $35.00
Cash Advance APR: Prime + 21.99% (Currently 25.24%)
Cash Advance Fee: 3% (minimum $5)
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Reward Program: Starpoints
|
|
|
| |
|
|
- UltraVX® makes it easy to manage your finances
- Automatic minimum payments
- Reports to all 3 major credit bureaus
- No credit check, no bank account required
- Instant online approval
- Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions*.
*Subject to terms and conditions.
Issuer: New Millennium Bank
Ongoing APR: 18.90%
Total Initial Charge: $29.95
Monthly Fee: $6.95
Late Fee: $25.00
Overlimit Fee: $25.00
Cash Advance APR: 18.90%
Cash Advance Fee: $2 ($5 for International)
Returned Check Fee: $25.00
Grace Period: at least 25 days on purchases
Reward Program: Clear Rewards
|
|
|
| |
|
|
- Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
- Earn up to 10,000 Medallion® Qualification Miles (MQMs) after your first purchase*
- Built-in Miles BoostSM—earn up to 30,000 MQMs and 30,000 bonus miles*
- Complimentary Crown Room Club® access for you and two guests*
- Access to American Express® Concierge Services*
- Pay with Miles—pay for all or part of any Delta flight with your miles*
- Check your first bag for free on every Delta flight
*See web site for complete terms & conditions.
Issuer: American Express Co.
Ongoing APR: 14.50% Variable
APR for Balance Transfers: 9.99% (for 12 Months)
Balance Transfer Fee: None if submitted with this application*
Annual Fee: $450*
Late Fee: $19-$39
Overlimit Fee: $35.00
Cash Advance APR: Prime + 21.99% (Currently 25.24%)
Cash Advance Fee: 3% (minimum $5)
Returned Check Fee: $38.00
Grace Period: 20 Days
Reward Program: Miles + Travel Benefits
|
|
|
| |
|
|
- Limited Membership
- 24-Hour Concierge Service
- Exclusive Rewards Program
- Luxury Gifts
- Patent Pending Carbon Card
- Annual Fee $495
View the terms and Conditions.
Issuer: Barclays Bank Delaware
Intro APR for Purchases: 0.00% (for 6 Months*)
Ongoing APR: Prime + 9.99% (Currently 13.24%)
APR for Balance Transfers: 0.00% (for 6 Months*)
Balance Transfer Fee: 3% ($5 minimum) max. $50 during the Introductory Period*
Annual Fee: $495.00
Late Fee: $15-$39*
Overlimit Fee: $15-$39*
Cash Advance APR: Prime + 15.99% (Currently 19.24%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Returned Check Fee: $29.00
Grace Period: At least 20 Days
Reward Program: Cashback or Miles
|
|
|
| |
|
|
- Earn entries from everyday shopping!*
- More entries mean more chances to win!
- Get 1,000 entries just for applying!
- Large Monthly Cash Jackpots!
- A New Winner Every Month!
*See web site terms and conditionsfor important rate, fee and other cost information, and limitations.
Issuer: American DreamCard
Ongoing APR: As low as 14.99%*
Annual Fee: None
Late Fee: $39.00
Overlimit Fee: $39.00
Cash Advance APR: Prime + 25.99% (Currently 29.24%)
Minimum Cash Advance APR: 29.99%
Cash Advance Fee: 4% (minimum $15)*
Grace Period: 20 Days
Reward Program: Sweepstakes
|
|
|
| |
|
|
- 0% Interest* on Purchases for 6 Months
- 5% to 20% Cashback Bonus® at top online retailers*
- No Annual Fee
- $0 Fraud Liability Guarantee
*View rates, fees, rewards and other important information.
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 13.99%-20.99%
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 25 Days
Reward Program: 1-20%* Cashback Bonus®
|
|
|
| |
|
|
- Receive your new Visa® card in as little as 3 days
- No Upfront Payment Required
- Overdraft Safety Program
- Rewards Program
- Integrated Bill Pay Service
- Convenient Loading Options
*See Terms and Conditions.
Issuer: BankFirst
Total Initial Charge: $9.95
Annual Fee: None*
Monthly Fee: $3.95
Reward Program: Wired Points™
|
|
|
| |
|
|
- *Guaranteed Approval!
- *Bad Credit Accepted!
- *No Employment Check!
- *Reports to a Major Bureau!
*See Complete Terms & Conditions for details.
Issuer: Horizon Card Services
Ongoing APR: 0.00%
Total Initial Charge: $35.00
Annual Fee: None
Monthly Fee: $6.00
Late Fee: $20.00
Returned Check Fee: $25.00
Grace Period: N/A
Credit Line: $500
Reward Program: Free Equifax Credit Report™
|
|
|
|
