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SECURED CREDIT CARDS
You need collateral to get a Secured Credit Cards. In most cases, the security deposit, at the least, equals the credit limit on the card. Your collateral can range from a vehicle through personal valuables to stocks or bonds.
Cards, that help you rebuild your credit, usually come with low credit lines (less than $500) and often have fees like application and monthly maintenance fees. Be sure to read their terms and conditions carefully to check their "initial charges" before applying. These additional fees and lower credit lines are O.K. if one of the secured credit cards helps you in improving your credit rating.
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- Approved regardless of credit history or income
- Credit limits up to $10,000* (with both, Visa® and MasterCard® cards)
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
*See Rates, Fees & Other Terms.
Issuer: New Millennium Bank
Ongoing APR: 19.50%
Total Initial Charge: $69.95
Annual Fee: $59.00
Late Fee: $20.00
Overlimit Fee: $20.00
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Grace Period: None
Credit Line: $300 to $5,000/card
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- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
*See Rates, Fees & Other Terms.
Issuer: New Millennium Bank
Ongoing APR: 19.50%
Total Initial Charge: $99.95
Annual Fee: $59.00
Late Fee: $20.00
Overlimit Fee: $20.00
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Grace Period: None
Credit Line: $300 to $5,000/card
Reward Program: Travel Offers
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- UltraVX® makes it easy to manage your finances
- Automatic minimum payments
- Reports to all 3 major credit bureaus
- No credit check, no bank account required
- Instant online approval
- Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions*.
*Subject to terms and conditions.
Issuer: New Millennium Bank
Ongoing APR: 18.90%
Total Initial Charge: $29.95
Monthly Fee: $6.95
Late Fee: $25.00
Overlimit Fee: $25.00
Cash Advance APR: 18.90%
Cash Advance Fee: $2 ($5 for International)
Returned Check Fee: $25.00
Grace Period: at least 25 days on purchases
Reward Program: Clear Rewards
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- Guaranteed* Issue
- NO credit check, EVER
- NOBODY gets turned down
- Reports to 3 major CREDIT BUREAUS
- Credit approval for up to $10,000 (with both cards)*
- YOU are APPROVED regardless of income or credit history
- Complimentary online services for account management and payments
*See Rates, Fees & Other Terms.
Issuer: New Millennium Bank
Ongoing APR: 19.50%
Total Initial Charge: $99.95
Annual Fee: $59.00
Late Fee: $20.00
Overlimit Fee: $20.00
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Grace Period: None
Credit Line: $300 to $5,000/card
Reward Program: Travel Rewards
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- Up to $5,000.00 Secured Line of Credit!!
- Be Approved Regardless of Credit History or Income!!!
- Guaranteed Approval!
Issuer: New Millennium Bank
Ongoing APR: 19.50%
Total Initial Charge: $99.95
Annual Fee: $59.00
Late Fee: $20.00
Overlimit Fee: $20.00
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Credit Line: $300 to $5,000/card
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- Simple and Easy to use
- Review up to 10 different credit card offers
- Find a credit card at no cost
- Free credit related information
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Secured credit cards require you to have collateral or money on your account to cover them. When you have no credit or have bad credit, secured credit card issuers might give you the opportunity to establish or re-establish your credit, issuing you with a secured card that you can use until your credit rating improves.
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