|
|
STUDENT CREDIT CARDS
Student Credit Cards are usually an issuer's regular VISA® MasterCard® or Discover® credit cards with less reward features and higher interest rates. For college students, they are invaluable in establishing credit, for convenience, and to learn responsible financial behavior. For high school students or for college students with a tendency to overspend, one of our prepaid cards might be a better choice. Both, student and prepaid cards, can be attained with little or no credit history. However, only student credit cards can help a student, if used responsibly, to start building a substantial credit history.
| |
|
|
- 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- No Annual Fee
- $0 Fraud Liability Guarantee
*View rates, fees, rewards and other important information.
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 12.99%-19.99%
Annual Fee: None
Late Fee: Up to $35
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 5% (minimum $10)
Returned Check Fee: Up to $35
Grace Period: 25 Days
Reward Program: 1-20%* Cashback Bonus®
|
|
|
| |
|
|
- Perfect for any occasion or holiday - makes the impersonal gift personal again
- Upload your own photo or choose one from our huge design gallery
- Customize your card with an embossed message
- Cards are available in denomination of $10 to $250 and are accepted anywhere Visa debit cards are accepted
- Online access lets you easily check your balance and transactions
- Cards are only $5.95 and are delivered in 5 to 10 business days
*See web site for details.
Issuer: Marshall Bank, N.A.
Total Initial Charge: 5.95*
Credit Line: $10-$250 in denomination of $10 to $250*
|
|
|
| |
|
|
- Accepted everywhere VISA debit cards are accepted
- No Credit Check, Income requirements or bank account required
- On Demand Alerts - Manage your account via text messaging
- FREE Online Access to Account
- FREE Mobile Alerts — Text to your mobile and email
- FREE Rewards Program — Earn 1 point for every $1 spent
- NO Bounced Check, NSF or Overdraft Charges EVER!
- FREE Direct Deposit — Eliminate check cashing fees
*See Terms and Conditions.
Issuer: BankFirst
Total Initial Charge: $9.95
Annual Fee: None*
Monthly Fee: $3.95
Reward Program: Wired Points™
|
|
|
Student Credit Cards, just like Student Loans, are good ways to establish credit history. These days, finances are more important than ever and someone's credit history equals his/her financial reputation. One's credit rating, more than anything else, helps lenders determine if an applicant is creditworthy or not. In addition, companies and individuals with a legitimate business need, will review credit reports. For example, a credit report can be used to determine if one has the necessary qualifications to rent a house or an apartment. Student Credit Cards, when wisely used, can be a great help to establish credit history.
|
