|
|
STUDENT CREDIT CARDS
Student Credit Cards are usually an issuer's regular VISA® MasterCard® or Discover® credit cards with less reward features and higher interest rates. For college students, they are invaluable in establishing credit, for convenience, and to learn responsible financial behavior. For high school students or for college students with a tendency to overspend, one of our prepaid cards might be a better choice. Both, student and prepaid cards, can be attained with little or no credit history. However, only student credit cards can help a student, if used responsibly, to start building a substantial credit history.
| |
|
|
- 0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement*
- Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
- Earn 1% cash back on all other purchases
- No minimum income or cosigner required
- Build your credit history
- No balance transfer fee with this offer
*See Terms and Conditions.
Issuer: Citibank
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 7.99% (Currently 12.99%)
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: No balance transfer fee with this offer*
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 20 Days
Reward Program: 1-2% Cashback
|
|
|
| |
|
|
- Receive a $25 statement credit after qualifying transactions
- No cosigner required
- No annual fee
- Online Banking Service
- Total Security Protection®
- Mini Card available
- Photo expressions option available
- Card issued by FIA Card Services, N.A.
See website for important rate and fee information.
Issuer: Bank of America
Ongoing APR: Prime + 10.99% (Currently 15.99%)*
APR for Balance Transfers: Prime + 10.99% (Currently 15.99%)
Balance Transfer Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$35
Overlimit Fee: $15-$35
Cash Advance APR: Prime + 15.99% (Currently 20.99%)*
Cash Advance Fee: 3%, $10 minimum
Grace Period: 20 Days (Min.)
|
|
|
| |
|
|
- No annual fee for your card and free membership in American Airlines AAdvantage® program*
- Earn 1 AAdvantage® mile for every $2 you spend — up to 25,000 miles per year*
- No blackout dates on AAdvantage® award travel*
- AAdvantage® miles may never expire*
- $0 liability on unauthorized charges
- Access to credit education tips and tools
- No minimum income or co-signer required
- Special Student Deals
*See Terms and Conditions.
Issuer: Citibank
Ongoing APR: Prime + 9.99% (Currently 14.99%)
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: No balance transfer fee with this offer*
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $35.00
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 20 Days
Reward Program: AAdvantage® Miles
|
|
|
| |
|
|
- 0% Interest* on Purchases for 6 Months
- Build Your Credit History
- Full 5% Cashback Bonus® on gas and auto maintenance purchases*
- Up to 1% Cashback Bonus® on all other purchases*
- $0 Fraud Liability Guarantee
- No Annual Fee
*View rates, fees, rewards and other important information.
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 25 Days
Reward Program: Full 5% on Gas Purchases*
|
|
|
| |
|
|
- Choose your personalized card design
- 0% Interest* on Purchases for 6 Months
- No Annual Fee
- Easy Online Account Management Options
*View rates, fees, rewards and other important information.
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
|
|
|
| |
|
|
- 0% Introductory APR on all purchases and balance transfers for up to 6 months*
- No Annual Fee
- Get music, movies, electronics, and more with your Karma Points in the Chase+1 store
*See Pricing & Terms.
Issuer: Chase Bank USA
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: As low as Prime + 9.99% (Currently 14.99%)*
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Cash Advance APR: Prime + 15.99% (Currently 20.99%)
Cash Advance Fee: 3% (minimum $10)
Grace Period: At least 20 Days
Reward Program: Karma Points
|
|
|
| |
|
|
- Earn 1.5% on net retail purchases charged to the card
- Fidelity 529 Dollars earned will be transferred to your Fidelity Managed 529 Plan Account Automatically
- 0% Introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles.
- With American Express SelectsSM, enjoy special online offers for your family from merchants around the world
- Card issued by FIA Card Services, N.A.
*See website for complete Terms and Conditions of card usage and application disclosure.
Issuer: Fidelity Investments
Ongoing APR: Fixed 16.99*
APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $15 or $39
Cash Advance APR: 0% for 12 Months; 19.99% thereafter
Cash Advance Fee: 3% (minimum $10)
Grace Period: At least 20 Days
Reward Program: Reward Points*
|
|
|
| |
|
|
- More cash back—25% annual bonus on the cash you've earned during the year*
- No catch—1% cash back on purchases you make from day one
- No limits—No limit on cash back
- No Expiration—Rewards won't expire for the life of your account
- Great savings—At Capital One Saving ZoneSM on Yahoo! Shopping
- Don't forget—0% APR on purchases until October 2008
*See website for Disclosures.
Issuer: Capital One Bank
Intro APR for Purchases: 0.00% (for (until October 2008))
Ongoing APR: 14.90%
APR for Balance Transfers: 14.90%
Balance Transfer Fee: None
Annual Fee: $29.00
Late Fee: $15-$39
Overlimit Fee: $39.00
Cash Advance APR: 20.90%
Cash Advance Fee: 3%, $10 minimum
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $300-$3,000*
Reward Program: At least 1.25 miles/dollar on net purchases*
|
|
|
| |
|
|
- 0% APR* for 6 months on purchases, cash advances and balance transers
- No balance transfer fee with this offer*
- $0 liability on unauthorized purchases
- No minimum income or cosigner required
- No annual fee
- Free Online Account Management
- Great student discounts
*See Terms and Conditions.
Issuer: Citibank
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 5.99% (Currently 10.99%)
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: No balance transfer fee with this offer*
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 20 Days
|
|
|
| |
|
|
- 5% to 20% Cashback Bonus® at top online retailers*
- No Annual Fee
- Easy online account options that put you in control
- $0 Fraud Liability Guarantee
- Cool, Clear Design
*View rates, fees, rewards and other important information.
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 25 Days
Reward Program: 1-20%* Cashback Bonus®
|
|
|
| |
|
|
- 0% APR* for 6 months on purchases, cash advances, and balance transfers
- Earn rebates towards any car, new or used. Any make, any model — purchase or lease.*
- No minimum income or co-signer required
- 24/7 free online access
- $0 liability on unauthorized purchases
- No annual fee
- No balance transfer fee with this offer*
*See Terms and Conditions.
Issuer: Citibank
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: No balance transfer fee with this offer*
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 20 Days
Reward Program: Drive Rebates®
|
|
|
| |
|
|
- Parental control and visibility over card usage
- No minimum balance required
- Design Your Own Card
- Reloadable Prepaid
- Safer than Cash
- Shop Online
- Not a Credit Card
Issuer: The Bancorp Bank
Total Initial Charge: $5.45
Monthly Fee: $3.95
Credit Line: maximum $5,000
|
|
|
| |
|
|
- 0% APR for 6 months on purchases, cash advances and balance transfers
- $0 liability protection
- No annual fee
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores
- Earn 1 ThankYou Point for every dollar you spend on all other purchases
- Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA
- No balance transfer fee with this offer
*See Terms and Conditions.
Issuer: Citibank
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: Prime + 7.99% (Currently 12.99%)
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: No balance transfer fee with this offer*
Annual Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 20 Days
Reward Program: ThankYou Points®
|
|
|
| |
|
|
- 0% Interest* on Purchases for 6 Months
- 5% to 20% Cashback Bonus® at top online retailers*
- No Annual Fee
- $0 Fraud Liability Guarantee
*View rates, fees, rewards and other important information.
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 25 Days
Reward Program: 1-20%* Cashback Bonus®
|
|
|
| |
|
|
- 0% Interest* on Purchases for 6 Months
- 5% to 20% Cashback Bonus® at top online retailers*
- No Annual Fee
- Easy Online Account Management Options
- $0 Fraud Liability Guarantee
*View rates, fees, rewards and other important information.
Issuer: Discover Bank
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: 16.99% Fixed
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Cash Advance APR: 23.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 25 Days
Reward Program: 1-20%* Cashback Bonus®
|
|
|
| |
|
|
- No upfront costs
- No hassle
- Multiple cards
- Free direct deposit
- Flexible fee plans*
- Access to cash
*See web site for Features & Fees.
Issuer: MetaBank
Total Initial Charge: $9.95
Annual Fee: $0.00 or $69.95*
Monthly Fee: $0 or $9.95*
Returned Check Fee: $5.95
Grace Period: N/A
Credit Line: $5,000 Maximum Deposit
|
|
|
| |
|
|
- Perfect for any occasion or holiday - makes the impersonal gift personal again
- Upload your own photo or choose one from our huge design gallery
- Customize your card with an embossed message
- Cards are available in denomination of $10 to $250 and are accepted anywhere Visa debit cards are accepted
- Online access lets you easily check your balance and transactions
- Cards are only $5.95 and are delivered in 5 to 10 business days
*See web site for details.
Issuer: Marshall Bank, N.A.
Total Initial Charge: 5.95*
Credit Line: $10-$250 in denomination of $10 to $250*
|
|
|
| |
|
|
- BUILDS CREDIT! Reports to Credit Bureaus
- 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
- FREE Direct Deposit
- FREE Point of Sale Transactions
- FREE 24/7 Online Access
- FREE Live Customer Support
- Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
- Safer than Cash
- Cash Reward Program
- ZERO UP FRONT ($99.95 Advanced Deposit WAIVED)
*View card Terms & Conditions.
Issuer: The Bancorp Bank
Annual Fee: $0.00 ($99.95 WAIVED!)
Overlimit Fee: $29.00
Reward Program: Income Opportunity
|
|
|
| |
|
|
- Instant Guaranteed Approval* — no credit check, no security deposit
- $0 ACTIVATION FEE — when you load your card by direct deposit
- Free Direct Deposit — no more check cashing fees
- Free Online Bill Pay — no need for expensive money orders
- Free Credit Builder* — bill pay transactions are reported to PRBC®
- No Overdraft Fees — no minimum balance required
- Reloadable - $10,000 balance limit
*See web site for Features & Fees.
Issuer: MetaBank
Total Initial Charge: $19.95 (Plus Plan)
Monthly Fee: $4.95 (Plus Plan)
Overlimit Fee: $29.00
Returned Check Fee: $29.00
Grace Period: N/A
Credit Line: relodable $10,000
|
|
|
| |
|
|
- Receive your new Visa® card in as little as 3 days
- No Upfront Payment Required
- Overdraft Safety Program
- Rewards Program
- Integrated Bill Pay Service
- Convenient Loading Options
*See Terms and Conditions.
Issuer: BankFirst
Total Initial Charge: $9.95
Monthly Fee: $3.95
Reward Program: Wired Points™
|
|
|
| |
|
|
- Carry your money safely and conveniently.
- Shop online anywhere MasterCard debit cards are accepted.
- Check your Card balance anytime online or over the phone.
- Reload your Card at any participating Western Union Agent location in the United States.
- No credit checks! No lengthy applications!
- Shop wherever MasterCard debit cards are accepted — even online
- Efficiently manage your money and pay bills because you control how much you put on the Card.
- Easy to Get, Easy to Use
- The power of cash. The convenience of plastic.
Issuer: BankFirst
Total Initial Charge: $9.95
Monthly Fee: $4.95
Overlimit Fee: $25.00
Credit Line: $2,500 (maximum Card Balance Value)
|
|
|
Student Credit Cards, just like Student Loans, are good ways to establish credit history. These days, finances are more important than ever and someone's credit history equals his/her financial reputation. One's credit rating, more than anything else, helps lenders determine if an applicant is creditworthy or not. In addition, companies and individuals with a legitimate business need, will review credit reports. For example, a credit report can be used to determine if one has the necessary qualifications to rent a house or an apartment. Student Credit Cards, when wisely used, can be a great help to establish credit history.
|
