Issuer: U.S. Bancorp
Ongoing APR: Prime + 9.75% (Currently 14.75%)
APR for Balance Transfers: Prime + 9.75% (Currently 14.75%)
Balance Transfer Fee: 3% (minimum $5; no maximum)
Annual Fee: $55.00
Late Fee: $15-$39
Overlimit Fee: $35.00
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Grace Period: 20-25 Days
Credit Line: Up to $15,000
Reward Program: WorldPerks® Miles (SkyTeam® Member)